Frequently Asked Questions

Earn Consistent, Asset-Backed Returns 

Pursue steady monthly income through structured real estate investments secured by tangible assets. 

No Management or Maintenance Required 

Avoid the day-to-day responsibilities of property ownership; maintenance, repairs, and tenant management are handled for you. 

Simple, Structured Investment Model 

Invest through clearly defined loan terms tied to a specific property, for straightforward, transparent terms.

How This Compares 

Private real estate lending opportunities can vary widely in structure and return. Our model offers a 13% fixed interest rate through disciplined acquisitions and structured, real estate-backed deals.  

We acquire properties at significant discounts. Sellers often prioritize speed and certainty over price, which creates built-in equity from the start. The margin between acquisition and resale is designed to let us offer strong, consistent returns while maintaining a disciplined deal structure. Returns are driven by deal structure, not market speculation. 

Yes — many of our capital partners invest through a self-directed IRA or 401(k). Rollovers can often be completed without triggering a taxable event, though the tax treatment depends on your specific account and circumstances. We recommend speaking with your tax advisor or CPA before using retirement funds to invest.   

Private lending and stock market investing carry different types of risk. Stock market returns are driven by market fluctuations, while private lending is structured around fixed payments backed by real estate. Our model focuses on asset-backed lending, disciplined acquisitions, and structured payment terms — but as with any investment, returns are not guaranteed. 

Four safeguards are built into each loan:

1. Promissory Note: a legally binding agreement outlining your loan terms, including interest rate, payment schedule, and repayment structure. 

2. Deed of Trust (Lien): your loan is secured by a recorded lien against the property, which must be satisfied before the property can be sold.  

3. Title Insurance: a title policy is issued at closing to protect against title defects, liens, or ownership disputes. 

4. Property Insurance: Each property is covered by an insurance policy to protect against damage or unforeseen events. 

What if the buyer defaults? 

The buyer provides a $3,000–$4,000 down payment. If they default, the property is reclaimed and a new qualified buyer is placed, with a new down payment collected. This structure is designed to keep payments to lenders on track, though a brief gap is possible while a new buyer is secured. Your return isn't dependent on any single buyer or outcome.

As with any investment, other risks may apply — including shifts in property values, unexpected costs, or delays in replacing a defaulted buyer. We encourage you to review your loan documents carefully and consult your own financial or legal advisor before investing.

You choose how you're paid — digital application, check, or ACH, whichever is most convenient for you.  

We do not charge fees to our capital partners, and we do not profit from a property until our lender is made whole. Our lenders' returns come first.