WHY IS LENDING IN REAL ESTATE TRANSATIONS A GOOD IDEA?
Earn Consistent, Asset-Backed Returns
Generate predictable monthly income through structured real estate investments secured by tangible assets.
No Management or Maintenance Required
Avoid the day-to-day responsibilities of property ownership, including maintenance, repairs, and tenant management — we handle the entire process.
Simple, Structured Investment Model
Invest through clearly defined loan terms tied to a specific property, providing transparency and ease of understanding.
How This Compares
Private real estate lending opportunities typically range between 8–12% annually, depending on structure and risk. Our model is designed to deliver a 13% fixed return through disciplined acquisitions and structured, real estate-backed deals.
HOW ARE WE ABLE TO OFFER REMUNERATIVE RETURNS?
We acquire properties at significant discounts
Sellers prioritize speed and certainty over price
This creates a built-in equity cushion
The margin between acquisition and resale allows us to:
Pay strong, consistent returns
Maintain a conservative deal structure
Returns are driven by deal structure — not market speculation
CAN I USE MY IRA OR 401K TO LEND FROM?
Yes — many of our capital partners invest through a self-directed IRA or 401(k). Funds can typically be rolled over without triggering a taxable event, and returns may grow tax-deferred depending on your account structure.
IS PRIVATE LENDING AS STABLE AS INVESTING IN THE STOCK MARKET?
Private lending and stock market investing carry different types of risk. Stock market returns are driven by market fluctuations, while private lending is structured around fixed payments backed by real estate. Our model focuses on asset-backed lending, conservative acquisitions, and consistent payment structures to create a more predictable investment experience.
HOW IS THE PRIVATE LENDER PROTECTED?
There are four key safeguards in place to protect your contribution with each loan:
Promissory Note: A legally binding agreement that clearly outlines your loan terms, including interest rate, payment schedule, and repayment structure.
Deed of Trust (Lien): Your loan is secured by a recorded lien against the property, ensuring your position is protected and must be satisfied before the property can be sold.
Title Insurance: A title policy is issued at closing to protect against any title defects, liens, or ownership disputes.
Property Insurance: Each property is covered by an insurance policy to protect against damage or unforeseen events.
WHAT ARE THE RISKS?
What if the buyer defaults?
This scenario is accounted for within the structure:
Buyer provides a $3,000–$4,000 down payment
In the event of default:
Property is reclaimed
Buyer is replaced
A new down payment is collected
Loan is structured so payments to lenders continue
You are not dependent on a single outcome
HOW DO I GET PAID?
You make the rules! Whether you prefer payment via digital application, check, or ACH, we’re happy to accommodate whichever method is most convenient for you.
WHAT IS MALLARD PROPERTY GROUP'S FEE STRUCTURE?
We do not charge fees to our capital partners, and we do not profit from the properties until our lender is made whole. Our lenders are our priority and we are glad to put your returns first!