At Mallard Property Group, our process is built to create mutually beneficial opportunities for lenders and buyers alike. We use private funding to acquire properties at a low loan-to-value ratio, aiming for strong equity positions from the start. By offering homeownership programs for credit-challenged buyers, we help families work toward homeownership while targeting solid returns for our capital partners through a structured, disciplined approach.
We strategically position private capital for a 60-month term to acquire properties with low loan-to-value ratios. We then sell these properties as-is through a contract-for-deed arrangement. Our company specializes in offering homeownership solutions to credit-challenged individuals who may not qualify for traditional bank financing.
This program gives families a path to homeownership, even when they might otherwise be excluded from the market — though as with any contract-for-deed arrangement, legal ownership transfers only once the buyer completes all payments under their agreement. Capital partners benefit from equity built into each deal from acquisition, which helps cushion against market fluctuations, though as with any real estate-backed investment, returns are not guaranteed.
We help our capital partners grow and diversify their portfolios by acquiring undervalued properties and offering homeownership opportunities to buyers who may not qualify for traditional financing. Our process is built around disciplined acquisitions and structured deal terms, aimed at delivering consistent results for our partners while giving families a path toward homeownership.
We acquire properties at a discount, building equity into the deal from the start.
We present the opportunity with clear terms, including interest rate, structure, and term. .
Loan terms are finalized through a promissory note outlining the investment details.
Funds are sent to a title company, where the transaction is secured and documented.
The title company completes closing, records the lien, and issues title insurance.
The property is resold to a qualified buyer, generating the payment stream that supports returns.